Why Did My Auto Insurance Premium Increase?

Auto insurance premiums can increase for various reasons, and understanding these factors can help policyholders manage their expectations and potentially mitigate costs. Here are some common reasons why auto insurance premiums go up:

1. Increased Claim Costs

  • Repair Costs: The cost of vehicle repairs has risen due to advancements in technology and the use of expensive materials. Modern cars often have sophisticated electronics and sensors, which are costly to repair or replace.
  • Medical Expenses: The cost of medical care continues to rise, leading to higher payouts for injuries resulting from accidents​.

2. Higher Frequency of Claims

  • More Accidents: An increase in the number of accidents can lead to more claims being filed. Factors contributing to more accidents include distracted driving and higher traffic volumes.
  • Weather Events: Natural disasters such as hurricanes, floods, and hailstorms can lead to a surge in claims, driving up overall insurance costs​.

3. Changes in Driving Behavior

  • Increased Mileage: More people are driving greater distances, leading to a higher probability of accidents.
  • Risky Driving: An increase in risky driving behaviors, such as speeding and aggressive driving, can result in more accidents and claims​​.

4. Economic Factors

  • Inflation: General inflation affects the cost of everything, including car repairs, medical care, and administrative costs for insurance companies.
  • Litigation Costs: Legal expenses associated with settling claims can be significant, especially if there is an increase in lawsuits and large settlements​.

5. Regulatory Changes

  • State Regulations: Changes in state laws and regulations can impact insurance costs. For example, if a state mandates higher minimum coverage levels, premiums may rise accordingly.
  • Insurance Requirements: Some states may introduce new insurance requirements or change existing ones, affecting premium rates​.

6. Fraud and Misrepresentation

  • Insurance Fraud: Fraudulent claims, such as staged accidents or exaggerated injuries, contribute to higher overall costs for insurers, which are then passed on to consumers through higher premiums.
  • Misrepresentation: Inaccurate information provided by policyholders (intentionally or unintentionally) can lead to increased costs for insurance companies when discrepancies are discovered​.

7. Personal Factors

  • Driving Record: A history of accidents or traffic violations can lead to higher premiums. Insurers view drivers with poor records as higher risk.
  • Credit Score: In many states, insurers use credit scores as a factor in determining premiums. Lower credit scores can result in higher rates​.

Understanding these factors can help policyholders anticipate potential premium increases and explore ways to manage their insurance costs effectively. If you are interested in selling insurance products, get your insurance licenses to become an insurance producer in the State of Washington. Order the online study program, or sign up for exam prep class today!

Why Did My Home Insurance Premium Increase?

Homeowners insurance premiums can increase for various reasons, many of which are beyond the control of the policyholder. Here are some common factors that can contribute to a significant rise in homeowners insurance premiums, supported by various sources:

1. Increased Cost of Home Repairs and Replacements

  • Material Costs: The cost of building materials has risen due to inflation, supply chain disruptions, and increased demand. For instance, the price of lumber, steel, and other construction materials has surged, driving up the cost of repairs and new constructions.
  • Labor Costs: The shortage of skilled labor in the construction industry has led to higher wages, which in turn increases the cost of home repairs and rebuilding​.

2. Natural Disasters and Weather Events

  • Frequency and Severity: The increased frequency and severity of natural disasters such as hurricanes, wildfires, floods, and tornadoes have led to more claims and higher payouts by insurance companies. This increased risk is passed on to policyholders in the form of higher premiums.
  • Regional Risks: Areas prone to specific natural disasters, like coastal regions susceptible to hurricanes or states with high wildfire risks, may see more significant premium increases​.

3. Changes in Coverage and Policy Terms

  • Coverage Enhancements: If your policy has been enhanced to provide better coverage or higher limits, this can result in higher premiums. This could include increased coverage for personal belongings, liability, or additional living expenses.
  • Deductible Adjustments: Changes in the deductible structure, such as lowering deductibles, can also lead to higher premiums​.

4. Claims History

  • Individual Claims: If you have filed claims in the past, especially multiple or large claims, this can lead to higher premiums as insurers see you as a higher risk.
  • Neighborhood Claims: An increase in claims in your area, even if you haven’t filed any yourself, can impact your premium. This is because insurers may adjust rates based on the overall risk of the area​.

5. Insurance Fraud and Increased Payouts

  • Fraudulent Claims: Insurance fraud, such as false or exaggerated claims, increases the overall cost for insurers, which is then passed on to policyholders through higher premiums.
  • Higher Payouts: Overall increases in the amount paid out for claims, due to higher repair costs or more frequent disasters, result in higher premiums​.

6. Economic Factors

  • Inflation: General inflation affects the cost of everything from building materials to labor, which in turn increases the cost of insurance claims and premiums.
  • Interest Rates: Changes in interest rates can affect the financial performance of insurance companies, influencing their pricing strategies​.

7. Changes in State Regulations

  • Regulatory Changes: New laws and regulations can impact how insurance companies calculate premiums or the minimum coverage requirements, leading to adjustments in premiums​.

Understanding these factors can help homeowners better prepare for potential increases and explore options to manage or mitigate higher insurance costs. If you are interested in selling insurance products, get your insurance licenses to become an insurance producer in the State of Washington. Order the online study program, or sign up for exam prep class today!

2023 Lookback On Insurance Policy Trends

In 2023, the most purchased insurance policies were life insurance, homeowners insurance, and auto insurance. Here’s a brief overview of each:

1. Life Insurance

Life insurance remained a top choice for many Americans, driven by several key reasons:

  • Burial and Final Expenses: 82% of policyholders purchased life insurance to cover burial and final expenses.
  • Wealth Transfer: 68% aimed to transfer wealth to beneficiaries.
  • Income Replacement: 60% used it to replace lost income for dependents.
  • Supplementing Retirement Income: 66% used life insurance as a supplementary income source for retirement.

Life insurance policies offered a blend of term, whole, and universal life products, catering to different financial planning needs​​.

2. Homeowners Insurance

Homeowners insurance also saw significant uptake, influenced by:

  • Increased Natural Disasters: The rising frequency of natural disasters, such as wildfires and hurricanes, pushed many homeowners to secure their properties. This was particularly noticeable in states like California, Colorado, and Texas, where insurance rates spiked due to increased risk and rebuilding costs.
  • Inflation and Supply-Chain Issues: Higher construction costs and supply-chain disruptions led to increased premiums, making it crucial for homeowners to maintain robust insurance coverage​.

3. Auto Insurance

Auto insurance continued to be a staple, driven by:

  • Legal Requirements: Most states mandate auto insurance for vehicle owners.
  • Coverage for Accidents and Theft: The need to cover potential damages from accidents and theft kept demand high.
  • Bundling Discounts: Many consumers bundled auto insurance with other policies like homeowners or renters insurance to save on premiums.

These trends highlight the essential role of insurance in financial planning and risk management for individuals and families in 2023. If you are interested in selling insurance products, get your insurance licenses to become an insurance producer in the State of Washington. Order the online study program, or sign up for exam prep class today!

Top 6 Life Insurance Policies

Here are some of the top types of life insurance policies:

  1. Term Life Insurance: This type of policy provides coverage for a specific period, such as 10, 20, or 30 years. If the insured dies during the term, the beneficiaries receive the death benefit. Term life insurance is often the most affordable option and is ideal for temporary needs like covering a mortgage or providing for children until they become financially independent.
  2. Whole Life Insurance: A type of permanent life insurance, whole life insurance provides coverage for the insured’s entire lifetime as long as premiums are paid. It also includes a savings component called cash value, which grows over time and can be borrowed against or withdrawn. Whole life insurance offers guaranteed death benefits, level premiums, and a cash value component that grows at a guaranteed rate​.
  3. Universal Life Insurance: Another form of permanent life insurance, universal life insurance offers more flexibility than whole life. Policyholders can adjust their premiums and death benefits within certain limits. The policy also includes a cash value component that earns interest based on market rates or a fixed rate determined by the insurer. There are different types of universal life policies, including indexed universal life and variable universal life.
  4. Variable Life Insurance: This type of permanent life insurance allows policyholders to invest the cash value in various sub-accounts, which can include stocks, bonds, and mutual funds. The cash value and death benefit can fluctuate based on the performance of these investments. Variable life insurance offers the potential for higher returns but also comes with more risk compared to whole and universal life policies.
  5. Final Expense Insurance: Also known as burial or funeral insurance, this is a type of whole life insurance designed to cover end-of-life expenses, such as funeral and burial costs. It typically offers lower coverage amounts and is easier to qualify for, making it a popular choice for seniors.
  6. Guaranteed Issue Life Insurance: This type of policy is a form of whole life insurance that does not require a medical exam or health questions. It is typically used by individuals who may have health issues that prevent them from qualifying for other types of life insurance. Guaranteed issue policies usually have higher premiums and lower death benefits​.

Each type of life insurance policy has its own benefits and drawbacks, and the best choice depends on individual needs, financial goals, and health status. If you are interested in selling insurance products, get your insurance licenses to become an insurance producer in the State of Washington. Order the online study program, or sign up for exam prep class today!

How AI Is Transforming Customer Engagement In The Insurance Industry – Part Four of Four

This is Part Four of our Special 4-Part Discussion on the impact Artificial Intelligence (AI) is having on the Insurance industry.

Artificial Intelligence (AI) is significantly transforming customer engagement in the insurance industry, offering new opportunities for personalized, efficient, and proactive interactions. Here’s how AI is making an impact:

Customer Service Automation: AI-powered chatbots and virtual assistants are being used to handle routine customer inquiries, such as policy queries, claims status updates, and billing issues. These virtual agents can provide instant responses 24/7, improving accessibility and reducing wait times for customers.

Personalized Recommendations: AI algorithms analyze customer data to generate personalized insurance recommendations based on individual needs, preferences, and risk profiles. This helps insurers offer tailored coverage options and pricing, enhancing the customer experience and increasing satisfaction.

Risk Assessment and Underwriting: AI-powered analytics tools analyze vast amounts of data from various sources, including social media, IoT devices, and historical claims data, to assess risk more accurately and streamline the underwriting process. This enables insurers to price policies more competitively and make more informed decisions about coverage.

Claims Processing Optimization: AI technologies, such as image recognition and natural language processing, automate and streamline claims processing workflows. This reduces manual effort, accelerates claims settlement times, and improves accuracy by identifying potential fraudulent claims or errors.

Predictive Analytics for Customer Insights: AI enables insurers to leverage predictive analytics to gain deeper insights into customer behavior, preferences, and lifecycle events. By anticipating customer needs and behaviors, insurers can proactively engage with customers, offer relevant products and services, and improve retention rates.

Behavior-Based Pricing and Incentives: AI enables insurers to implement usage-based or behavior-based pricing models, where premiums are adjusted based on individual behaviors or actions. For example, telematics devices in vehicles can track driving behavior, allowing insurers to offer discounts to safe drivers.

Fraud Detection and Prevention: AI algorithms can detect suspicious patterns and anomalies in insurance claims data, helping insurers identify potential instances of fraud or abuse. By flagging high-risk claims for further investigation, AI reduces financial losses and preserves the integrity of insurance operations.

Customer Engagement and Retention: AI-powered predictive modeling and recommendation engines help insurers identify opportunities to engage with customers proactively, such as sending personalized policy renewal reminders or offering relevant add-on products. By fostering ongoing communication and providing value-added services, insurers can strengthen customer relationships and improve retention rates.

Overall, AI is revolutionizing customer engagement in the insurance industry by enabling insurers to deliver more personalized, efficient, and proactive interactions throughout the customer lifecycle, from policy selection to claims settlement and beyond.

Interested in getting your insurance licenses to become an insurance producer in the State of Washington? Order the online study program, or sign up for exam prep class today!

 

Related Posts:

How AI Is Transforming Insurance Sales and Marketing – Part One of Four

How AI Is Transforming The Management of Insurance Claims – Part Two of Four

How AI Is Transforming The Management of Risk – Part Three of Four

How AI Is Transforming The Management of Risk For The Insurance Industry – Part Three of Four

This is Part Three of our Special 4-Part Discussion on the impact Artificial Intelligence (AI) is having on the Insurance industry.

AI is revolutionizing risk analysis in the insurance industry by providing more accurate predictions, faster processing times, and improved customer experiences. These will help insurance professionals be even better at helping their clients! Here are some key ways in which AI is transforming risk analysis:

Data Analysis and Underwriting: AI algorithms can analyze vast amounts of data from various sources including customer information, historical claims data, weather patterns, and socioeconomic factors. This allows insurers to better assess risks and price policies more accurately. Underwriting processes are becoming more automated, enabling quicker decisions and personalized pricing based on individual risk profiles.

Predictive Modeling: AI enables insurers to develop sophisticated predictive models that can forecast potential risks with greater accuracy. Machine learning algorithms can identify patterns and correlations in data to predict future claim probabilities and estimate the severity of losses. This helps insurers and it’s agents optimize their risk portfolios and allocate resources more effectively.

Fraud Detection: AI-powered systems are adept at detecting fraudulent claims by analyzing data for anomalies and patterns indicative of fraudulent behavior. Advanced machine learning algorithms can continuously learn and adapt to new fraud schemes, thereby improving detection rates while reducing false positives.

Customer Service and Experience: AI chatbots and virtual assistants are being employed to enhance customer service by providing instant support and personalized recommendations. These AI systems can assist customers with policy inquiries, claims processing, and even offer risk management advice based on individual circumstances.

Risk Mitigation and Prevention: AI-powered analytics can identify emerging risks and trends, allowing insurers to proactively mitigate potential losses. For example, AI algorithms can analyze sensor data from IoT devices to monitor property conditions in real-time and alert homeowners or insurers about potential risks such as water leaks or fire hazards.

Claims Processing: AI streamlines the claims processing workflow by automating routine tasks for the claim adjuster, such as document processing, damage assessment, and claim adjudication. This leads to faster claim settlements, reduced administrative costs, and improved overall efficiency.

Personalized Insurance Products: AI enables insurers and insurance producers to offer more personalized insurance products tailored to individual needs and behaviors. By leveraging data analytics and machine learning, insurance professionals can segment customers more accurately and design customized coverage options that match specific risk profiles.

Overall, AI is reshaping risk analysis in the insurance industry by leveraging data-driven insights, automation, and predictive capabilities to enhance decision-making, improve operational efficiency, and deliver better outcomes for both insurance professionals and policyholders. Interested in getting your insurance licenses to become an insurance producer in the State of Washington? Order the online study program, or sign up for exam prep class today!

Related Posts:

How AI Is Transforming Insurance Sales and Marketing – Part One of Four

How AI Is Transforming The Management of Insurance Claims – Part Two of Four

How AI Is Transforming Customer Engagement – Part Four of Four

How AI Is Transforming The Management of Insurance Claims – Part Two of Four

This is Part Two of our Special 4-Part Discussion on the impact Artificial Intelligence (AI) is having on the Insurance industry.

AI is revolutionizing the way insurance claims are managed. These enhancements could provide a better customer experience and will help insurance professionals by assisting to make their workload a bit easier and more efficient. There are several emerging trends:

Automation and Efficiency: AI automates various stages of the claims process, from intake to evaluation and settlement. This reduces manual labor, speeds up processing times, and lowers operational costs for insurance companies.

Claims Triage: AI algorithms can assess the severity of claims and prioritize them accordingly. By analyzing data such as photos, videos, and damage reports, AI can help the claims adjuster and insurance company in determining which claims need urgent attention, streamlining the workflow for claims adjusters.

Fraud Detection: AI systems are adept at identifying patterns and anomalies in data, making them powerful tools for detecting fraudulent claims. By analyzing past claims data and real-time information, AI can help the analysts and insurance professionals flag suspicious activities for further investigation, helping insurers mitigate losses.

Predictive Analytics: AI leverages predictive analytics to forecast claim trends and estimate the likelihood of future claims. Insurance companies can use this information to adjust their pricing models, underwriting criteria, and risk management strategies proactively.

Customer Experience: AI-powered chatbots and virtual assistants enhance the customer experience by providing instant support and guidance throughout the claims process. These AI agents can answer queries, collect necessary information, and offer personalized recommendations, leading to higher satisfaction levels among policyholders.

Image and Data Analysis: AI algorithms can analyze images and other unstructured data to assess damage, estimate repair costs, and expedite claim settlements. This reduces the need for manual inspections and accelerates the resolution process for claimants.

Natural Language Processing (NLP): NLP technologies enable insurers to extract insights from unstructured text data, such as claim forms, policy documents, and correspondence. By understanding the context and sentiment of these documents, AI systems can expedite decision-making by the insurance company’s claims department and improve accuracy in claims handling.

Overall, AI is transforming the management of insurance claims by increasing efficiency, accuracy, and customer satisfaction while enabling insurers to better mitigate risks and combat fraud. Interested in getting your insurance licenses to become an insurance producer in the State of Washington? Order the online study program, or sign up for exam prep class today!

 

Related Posts:

How AI Is Transforming Insurance Sales and Marketing – Part One of Four

How AI Is Transforming The Management of Risk – Part Three of Four

How AI Is Transforming Customer Engagement – Part Four of Four

How AI Is Transforming Insurance Sales and Marketing – Part One of Four

This is Part One of our Special 4-Part Discussion on the impact Artificial Intelligence (AI) is having on the Insurance industry.

AI is revolutionizing the insurance industry, particularly in sales and marketing, by enabling insurance companies (insurers) and insurance professionals (producers, brokers, advisors, analysts) to leverage data-driven insights, enhance customer experiences, and optimize their marketing strategies. Here are some ways AI is helping to support insurance professionals that work in the Insurance Sales and Insurance Marketing sectors:

Data Analytics and Predictive Modeling
AI algorithms can analyze vast amounts of data to identify patterns, trends, and correlations that human analysts may overlook. Insurers can use predictive modeling to assess risk more accurately, target potential customers more effectively, and personalize marketing campaigns based on individual preferences and behaviors.

Customer Segmentation and Targeting
AI-powered segmentation algorithms can categorize customers into distinct groups based on demographics, behavior, or other factors. Insurance companies can then tailor their marketing messages and products to each segment’s specific needs and preferences, increasing the relevance and effectiveness of their sales efforts.

Chatbots and Virtual Assistants
AI-driven chatbots and virtual assistants are increasingly being used to engage with customers in real-time, answer their questions, and provide personalized assistance throughout the sales process. These AI-powered tools can improve customer satisfaction, streamline communication, and even facilitate the purchase of insurance policies online.

Dynamic Pricing and Underwriting
AI enables insurers to implement dynamic pricing and underwriting strategies based on real-time data and market conditions. By continuously analyzing risk factors and adjusting premiums accordingly, insurers can offer more competitive pricing and better meet the needs of individual customers while maintaining profitability.

Fraud Detection and Risk Mitigation
AI algorithms can detect anomalies and patterns indicative of fraudulent behavior, helping insurers identify and prevent fraudulent claims before they occur. By leveraging AI-powered fraud detection tools, insurance companies can minimize losses, reduce insurance premiums, and enhance trust and confidence among policyholders.

Personalized Recommendations and Cross-Selling
AI-powered recommendation engines can analyze customer data to generate personalized product recommendations and cross-selling opportunities. Insurers can use these recommendations to upsell additional coverage, complementary products, or relevant services to existing customers, increasing customer lifetime value and retention.

Automated Marketing Campaigns
AI enables insurers and insurance professionals to automate various aspects of their marketing campaigns, from audience targeting and content creation to campaign optimization and performance tracking. By leveraging AI-driven marketing automation platforms, insurance companies and their staff can save time and resources while delivering more relevant and timely marketing messages to their target audience.

Overall, AI is revolutionizing insurance sales and marketing by enabling insurance companies and insurance professionals to harness the power of data, automation, and personalization to enhance customer experiences, improve operational efficiency, and drive business growth in an increasingly competitive market landscape. Interested in getting your insurance licenses to become an insurance producer in the State of Washington? Order the online study program, or sign up for exam prep class today!

Related Posts:

How AI Is Transforming The Management of Insurance Claims – Part Two of Four

How AI Is Transforming The Management of Risk – Part Three of Four

How AI Is Transforming Customer Engagement – Part Four of Four

Top 3 Insurance Products for Baby Boomers

As the “Baby Boomer” generation ages, the entire concept of retirement seems to be changing. No longer is retirement seen as a time to spend your days in idleness, but rather a time to take new adventures and explore new opportunities. Since this generation seems to be living longer, healthier lives than the retiring generations that came before them, they are looking for an exciting new phase in life, rather than prematurely giving their lives over to senility.

Of course, the “new beginnings” that baby boomers are looking for often require financial stability in order to be feasible, and the financial outlook for many members of this generation isn’t exactly promising. Many baby boomers have not focused enough on saving for retirement. Whether out of ignorance or fear, the aging population hasn’t planned well for their future, and many now stand in a place of uncertainty.

As retirement looms for baby boomers, they will start to pay more attention to their financial situation. As an insurance expert, that’s where you come in. You should be ready to offer them the products they’ll need in order to feel secure in their lifestyle. Below, we take a quick look at the top three insurance products baby boomers should be interested in.

retirement-annuities-baby-boomer

Annuities

Annuities can provide retired people with a source of income, which is a top concern among baby boomers. They come in various types, although they can basically be narrowed down into two categories: immediate (pays out immediately) and deferred (payments accumulate over time). There are also fixed annuities (payments of the same amount) and variable annuities (payments based on investment performance).

As you learn the pros and cons of all the options, you’ll be able to advise baby boomers on the best choices for their specific situations, bringing them confidence in their income security for the future.

investments-baby-boomer

Investments

Investing directly in stocks, bonds, and mutual funds is a good way for baby boomers to diversify their portfolios and add to their retirement income. Depending on the age and personal preference of the client, he/she will likely want a mixture of investment types, in order to offer both long-term growth (stocks) and lower risk growth (bonds, cash).

Conservative investments can be a great way for baby boomers to feel a little more secure about their financial situation. As they feel more financially independent, baby boomers will be able to look forward to retirement, rather than dread it.

ong-term-care-insurance-seattle1

Long Term Care Insurance

As health becomes an important issue for aging baby boomers, they may want to consider long term care insurance, which would help cover the costs of an assisted living center or nursing home, should the need to move into one ever arise. While the cost of these plans is often high, it may be worth it for some baby boomers, especially if the likelihood of such care is likely in the future because of medical or family history.

The decision to purchase long term care insurance will depend heavily on these factors, as well as the client’s current financial situation; for some retirees, the high costs of these simply aren’t feasible.

Regardless, this is a product that should at least be introduced to all baby boomers. The cost of this type of care, without insurance, can be extremely high, so if it is even a possibility, it should be seriously considered.

Helping the baby boomer generation feel confident and secure about their impending retirement is very important, and very needed. As we help this generation become informed about their options, we can help make the transition from work life to retirement go a little more smoothly.

5 Things That Make Lynnwood, Washington Awesome

Lynnwood, Washington, at first glance, isn’t much different from any other “bedroom” community in the Seattle area. However, once you look a bit deeper, you’ll find that Lynnwood isn’t quite the sleepy little suburb that it might first appear to be. Lynwood, like most every other city, has its hidden gems and things that make it unique. Let’s explore 5 of these, in no particular order, shall we?

  • Public Artworks

From custom artwork on benches in a park, to a fused glass window in the Public Library, to artglass windows in a firehouse, Lynnwood is a treasure trove of public artworks. There’s a bit of something for everyone, too, be they art enthusiast or a young Visit the “Gentle Encounter” statue in Heritage Park with the kids. Or take a walking tour of public art works ranging from sculptures to a blown glass vessel, arrayed along 44th Avenue between 188th and 194th Streets. Lynnwood has a somewhat unique commitment to public artworks, with 1% of every new construction project’s budget going to the Lynnwood Arts Commission for the production or acquisition of new pieces.

  • Public Spaces

Much of the public artwork on display in Lynnwood is located in the city’s public parks. Lynwood has over 350 acres of dedicated public parkland. Over 230 acres are in developed park spaces – playgrounds, sports courts, picnic areas, athletic fields, spray parks, a skate park and more. There are over 100 acres of undeveloped open spaces – green spaces for walking, sun worshiping, and family recreations. Then there’s 20 acres of undeveloped park land, allowing a bit for Mother Nature to take over, and for birders and other wildlife enthusiasts to enjoy. Lastly, there are over 14 miles of public walking/biking trails within the city limits. There’s no excuse to stay stuck inside when living or visiting Lynwood.

  • Heritage Park

Many “modern” cities seem to always be looking forward to the future, and not paying much attention to their past. After all, for most “modern” cities, there isn’t much past there to remember. Lynnwood, however, hasn’t forgotten its past, or how different things were from how things are. From the era of WWI, to the 20’s when the area was the nation’s second-largest egg-producer, to 1959 when Lynnwood was finally incorporated as a city, Heritage Park will take you on an informative trip down the city’s Memory Lane. Come visit the original mercantile, the water tower, a pre-depression era Interurban railway car, and much more.

  • House of Clocks

You wouldn’t think a clock and watch shop would be anything special, but the House of Clocks in Lynnwood is just that. The building was originally a highway-side service station, built in an A-frame style in 1929. The owner and his family lived behind the station, on a small farm, growing strawberries. In 1963, the Nofziger family bought the service station and transformed it into a clock store and repair shop. The Nofziger family still owns and operates the House of Clocks to this day. Isn’t it “time” you visited this not-so-hidden gem?

  • Something for Everyone

From the preschool programs at the library, to the Teen Alliance group, to the many volunteer opportunities for adults, and the excellent programs and center for seniors, Lynnwood has something to offer every member of the family and society. Lynnwood is a rather racially diverse community, too, with Asians, African-Americans, and Hispanics offering their unique cultural interpretations. Everyone has the potential to find something to take part in, belong to, and enjoy, in Lynwood.

While not the largest of Seattle’s suburbs, Lynnwood makes up for its lack of size with a surplus of style and dash of quaintness. Come and experience all 5 of the above, as well as all of Lynnwood’s other offerings.