One of the most terrifying moments for each and every salesperson is the “closing of the deal”. You’ve just delivered the most awesome presentation of your products or services. You’ve just laid it all out there on the line. And … Continue reading
About Chris Savage
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Entries by Chris Savage
Let’s face it – you have to take and, more importantly, pass your insurance licensing exam. It’s a harsh reality, but it doesn’t have to be a harsh experience. With adequate preparation and study, your insurance exam can be a … Continue reading →
Have you ever wondered what events and items might not be covered under your homeowner’s insurance policy? Here are some common exclusions, meaning, they are usually not considered a covered loss and the insurance company will not pay for the … Continue reading →
How are loss settlements determined by insurance companies? Actual Cash Value (ACV) means the cost of repairing the damage, minus reasonable depreciation (wear and tear, deterioration and obsolescence). Replacement Cost (RC) means the current cost, at the time of loss, … Continue reading →
Insurance is designed to transfer the financial impact of a loss from an individual or company to an insurance company. In exchange for the protection (agreement of indemnification) of the insurance company, an insured must pay premiums. Property and Casualty … Continue reading →
How might a business benefit from different types of Disability insurance policies? Buy-Out, a.k.a. Buy-Sell, is an agreement to buy out the interest of a partner or a persons’ interest in a firm, following a disability. A Disability Income policy … Continue reading →
How is a Flexible Spending Account different from a Health Savings Account? Flexible Spending Accounts (FSAs) allow employees to be reimbursed for medical expenses. FSAs are usually funded through voluntary salary reduction agreements with an employer. No federal income taxes … Continue reading →
Beginning a new career, whether it’s your first time out, or your second or even third endeavor in life, is an exciting, electrifying time. Beginning a new career as an insurance agent is no different, however it can also be … Continue reading →
This post has been updated with new information on 6/29/15. EXAM REGISTRATION The current exam company, Pearson VUE, will continue to accept reservations and will provide the insurance producer exams through Saturday, June 27, 2015. If you would like to … Continue reading →
A good goalie can almost sense where the puck will come from and stop it. A good auto mechanic can tell by the sound of the engine where the problem might lie. And a good cop knows when a suspect … Continue reading →